Social Security Changes 2025 Both Spouses. The social security administration (ssa) recently announced several key changes to the program for 2025, including its annual cost of living adjustment (cola). Marriage and divorce affect your social security in some key ways that are worth thinking about if you plan — or stumble into — a marriage or divorce in 2025.

The average social security benefit for spouses, widows, and disabled individuals is also set to increase. Aged couples, both receiving benefits, will see their average monthly payment rise from $3,014 to $3,089.